Joseph Howlett

Nashville, TN  ·  Open to Birmingham, AL

Building a career in
commercial real estate.

May 2026 finance graduate pairing financial modeling and analysis coursework with hands-on property operations — building toward commercial real estate investment.

Email me Download résumé

About

Finance, built
on the ground.

I'm a finance student graduating in May 2026, focused on commercial real estate and the numbers that drive it.

I'm finishing a B.S. in Business with a finance concentration at Pensacola Christian College, where my coursework runs through corporate finance, financial statement analysis, and financial modeling and forecasting. My project work has meant building multi-year forecasts and pro formas in Excel, running WACC and Monte Carlo analysis, and stress-testing results with sensitivity tables. A summer running on-site operations for a short-term rental portfolio taught me how buildings actually behave once the model meets the market — and that combination is what I want to bring to commercial real estate.

Education

Where I studied.

May 2026

B.S. in Business — Finance Concentration, Management Minor

Pensacola Christian College

  • Corporate Finance I & II · Case Studies in Finance · Principles of Investment
  • Financial Statement Analysis · Financial Modeling & Forecasting
  • Principles of Accounting I & II · Financial Institutions
  • Statistics · Business Law

Experience

Where I've worked.

May — Aug 2024

Assistant Property Manager

Evergreen Management Service LLC · Nashville, TN & Louisville, KY

  • Provided front-line operational coverage for approximately 80 short-term rental units across two metro markets.
  • Worked independently and on-site daily across the portfolio.
  • Served as the first point of contact for any operational issue or abnormal event.
May — Aug 2025

HVAC Installation Helper

Iceberg

  • Assisted licensed technicians with residential HVAC installations.
  • Learned the physical systems and trade labor behind the buildings finance models represent.

Projects

What I'm building.

Web Application

Web App Built with Claude Code

Currently building a web application using Claude Code, gaining direct experience with modern AI-assisted development tools and workflows.

Claude Code AI-assisted In progress

Academic Modeling

Forecasting & Sensitivity Modeling

Built a multi-year forecast and pro forma in Excel with dynamic hold-period logic using INDEX/MATCH and sensitivity tables.

Pro forma INDEX/MATCH Sensitivity

Financial Analysis

Multi-Quarter Statement Analysis

Analyzed eight quarters of public-company financial data to identify trends and isolate variances through reconciliation across the balance sheet and income statement — presented in written and oral formats.

Variance analysis Reconciliation

Case Work

Corporate Finance Case Studies

Completed multiple cases covering financial statements, capital structure, and cost of capital — including WACC calculations using peer comparables.

WACC Capital structure Comparables

Skills

What I bring.

01

Financial Modeling

Forecasting, pro formas, cost of capital (WACC), and Monte Carlo simulation.

02

Advanced Excel

Dynamic models, INDEX/MATCH, and sensitivity and scenario analysis.

03

AI & Automation

AI-assisted Excel modeling, dataset cleaning, workflow automation, and Claude Code.

04

Statement Analysis

Variance analysis, reconciliation, and multi-quarter trend work.

Contact

Let's talk
real estate.

Open to CRE and finance roles in Nashville and Birmingham. The fastest way to reach me is email.

josephhowlett04@gmail.com 629-200-3448 LinkedIn Résumé PDF